Torquay showroom open · Finance available

humm Finance

Own Your Sauna Sooner

Everyone should have access to products that improve their health and wellbeing. That is why Torquay Saunas has partnered with humm to make healthy living affordable for everyone.

Up to $12,000

Up to 3 Years

Fortnightly Repayments

Finance subject to application, eligibility and credit approval. Terms and conditions apply.

About humm

What is humm?

humm is one of Australia's leading buy now pay later providers, offering flexible finance solutions that let you spread the cost of your purchase over time with no interest.

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No Interest

0% interest finance means you pay only what your sauna costs — nothing more.

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Fast Approval

Apply online in minutes and get a decision quickly so you can move forward with confidence.

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Flexible Terms

Choose repayment terms that suit your budget, with fortnightly payments over up to 3 years.

The Process

How It Works

01

Apply Online

Complete a quick online application with humm. It takes less than 9 minutes.

02

Get Pre-Approved

Receive a pre-approval decision so you know your budget before you shop.

03

Choose Your Sauna

Browse our range and select the Torquay Sauna that suits your lifestyle.

04

Complete Purchase

Finalise your finance arrangement and we will arrange delivery and installation.

Get Started

Get Pre-Approved Today

Apply for humm pre-approval before you visit our showroom so you know exactly what you can spend. No obligation, no impact on your credit score to check your eligibility.

APPLYPRE-APPROVALCHOOSE YOUR SAUNACOMPLETE YOUR PURCHASE

Application Requirements

What You Need to Apply

Australian ID

Driver's licence or passport for identity verification.

Mobile Phone

An Australian mobile number to receive your verification code.

Email Address

A valid email address for your humm account and communications.

Bank Information

Your bank account details for direct debit repayments.

Repayment Account

A debit or credit card to set up your repayment schedule.

Eligibility

Are You Eligible?

To apply for humm finance you will generally need to meet the following criteria:

  • Be at least 18 years of age
  • Be an Australian resident
  • Have a regular source of income
  • Have an Australian bank account
  • Have a valid Australian mobile number

Approval is subject to humm's credit assessment criteria. Meeting eligibility criteria does not guarantee approval. Torquay Saunas does not guarantee finance approval.

Manage Your Finance

The humm App

  • View your balance and repayment schedule
  • Make additional repayments at any time
  • Manage your account details
  • Track your payment history

Why humm

Why Finance with humm?

humm makes it easy to get the sauna you want today and pay for it over time, with no interest and flexible repayment options.

0% Interest

Pay no interest on your sauna purchase when you finance through humm.

Flexible Repayments

Choose fortnightly repayments over a term that suits your budget.

Fast Decisions

Get a finance decision quickly so you can move forward without delay.

Trusted Provider

humm is one of Australia's most established buy now pay later providers.

Easy Application

Apply online in minutes from your phone, tablet or computer.

Manage via App

Track and manage your repayments easily through the humm app.

Our Finance Offer

0% Interest Finance

0% Interest

Torquay Saunas has partnered with humm to offer 0% interest finance on our full sauna range. Spread the cost of your purchase over up to 3 years with fortnightly repayments.

0% interest finance is subject to application, eligibility, credit assessment and approval by humm. Terms, conditions, fees and charges may apply.

Common Questions

Finance FAQs

Torquay Sauna in a premium Australian backyard

Ready to Get Started?

Finance your sauna with humm today.

Visit our Torquay showroom to see the range in person, or browse online and apply for finance from the comfort of your home.

Torquay Saunas

Inside Poolwerx Torquay · 21 Baines Crescent, Torquay VIC

Finance is provided by Once Credit Pty Limited ABN 99 112 319 632, Australian Credit Licence No. 386194, a member of humm group. Torquay Saunas ABN 65 695 726 106. Approval is subject to credit assessment criteria. Fees, charges and terms and conditions apply. Credit limits and available terms vary by merchant.

Torquay Saunas
sales@torquaysaunas.com.au03 4232 2578

Health disclaimer: Information on this website is general in nature and is not intended as medical advice. Infrared saunas are designed to support relaxation, recovery and general wellbeing. Consult a qualified health professional before use if you have any medical conditions.

© 2026 Torquay Saunas. All rights reserved. ABN 65 695 726 106.